Mera Pakistan Mera Ghar 2023 Online Apply

Posted by | Qasim on | December 13, 2022

Mera Pakistan Mera Ghar 2023  – In view of the need to increase the housing supply in Pakistan and the important role of the construction sector in stimulating economic activity in other countries, the Government of Pakistan has taken several steps to achieve this goal. Since July 2020, the State Bank of Pakistan has taken a number of measures to support the provision of financing for construction and housing. The Government of Pakistan added to these efforts in October 2020 by introducing Mera Pakistan Mera Ghar (MPMG), a markup subsidy scheme. In March 2021, the Government of Pakistan liberalized features in the MPMG scheme based on feedback from stakeholders in order to benefit larger strata.

Mera-Pakistan-Mera-Ghar-LogoMera Pakistan Mera Ghar 2023 Online Apply

It doesn’t matter if you are looking to buy your dream home or apartment, or purchase land for the construction of your new home. Mera Pakistan Mera Ghar, a low-cost housing program that offers affordable house financing for low and middle-income households, is available to both salaried individuals and those who are not salaried.

Mera Pakistan Mera Ghar Application Form

Owning a home is a blessing. This dream can now be realized with the MCB Home Loan. The MCB Home Loan offers a variety of financing options that can help you purchase, build, and renovate your dream house. The State Bank of Pakistan revised the Government’s Markup Subsidy Scheme Housing Finance (Mera Pakistan Mera Ghar) via IH&SMEFD Circular No. 03 of 2021, dated March 25, 2021, has relaxed criteria to allow more people to access the facility.

Mera Pakistan Mera Ghar Online Apply HBL

This is to encourage economic development, employment generation, and social well-being in the country. Mera Pakistan Mera Ghar will be able to access institutionalized housing finance to address the housing requirements. Housing Finance is offered by Allied Bank for houses up to 125 Sq. Yards (5 Marla), and up to 250 Sq. Yards (10 Marla), Flat/Apartment with a maximum area of 1,250 sq. ft. and 2,000 Sq.

Mera Pakistan Mera Ghar Installment Plan

Muslim Commercial Bank provides loans under the Government of Pakistan’s Subvention Scheme Mera Pakistan Mera Ghar. This scheme allows candidates with a CNIC in Pakistan to build their homes by getting a loan. This scheme is open to both male and female Pakistani citizens over 18 years old. Individuals who want to build a house, renovate or add to their existing home can apply for a House Loan.

Diminishing Musharakah

The term “diminishing musharakah” is a type of partnership that ends in complete ownership by one partner. Each party’s share is divided into units. The units are periodically purchased by the other party until full ownership is established.

Mera Pakistan Mera Ghar Housing Scheme

In terms of this housing program, an individual who is looking for a partnership would work with the bank to acquire an asset, which is a house. The bank’s share will be divided into units. When it comes to purchasing a house, the requirements for each person are different. Mera-Pakistan-Mera-Ghar-2022-Online-Apply

Mera Pakistan Mera Ghar – The Bank of Punjab

This tier will be offered by microfinance banks under the non-NAPHDA. Tier 1 allows you to buy or build a house up to 125 square feet (5 Marla), or an apartment covering a total of 1,250 square yards. The maximum price for a unit of housing is unlimited. However, you can only get a loan up to Rs. 2.0 million.

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Mera Pakistan Mera Ghar  NAPHDA  Low-Cost Housing

A tier 1 loan can be applied for by any NAPHDA bank for a house up to 125 square feet or an apartment with a maximum of 850 square feet. This tier is applicable to newly built housing units within the last year of the date of application. This tier allows the maximum price for a single housing unit to be Rs. 3.5 million. The maximum loan amount you can apply for is Rs. 2.7 million.

Mera Pakistan – Mera Ghar – Allied Bank Limited

Tier 2 financing can be done through any commercial bank that is not covered by the NAPHA. This tier allows you to finance a house up to 125 square feet and an apartment with a maximum of 1,250 square feet. The maximum price for a housing unit isn’t known. However, the maximum loan amount is PKR 6.0million.

Processing Charge




Processing Charges PKR 15,000 PKR 15,000
TFED on Processing Charges@ 16%** PKR 2,240 PKR 2,240
Legal Report Charges At Actual At Actual
Property Valuation Charges At Actual At Actual
Income Estimation Charges N/A At Actual

Mera Pakistan Mera Ghar  Naya Pakistan Housing Scheme

Tier 3 is similar to tier 2 and can be financed by commercial banks in non-NAPHDA projects. Tier 3 is for individuals who are looking to purchase a house measuring 250 square feet (10 Marla), or an apartment measuring a maximum of 2,000 square feet. Pakistan’s government has not set any maximum prices for a residence. However, a loan limit of PKR 10.0million is established.

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